|
|
The following risks
are not covered, loss damage or expense caused by:-
|
1.
|
Delay |
|
2.
|
Confiscation
or detention by Customs or other difficulties or authorities |
|
3.
|
Wear and tear,
moth vermin, normal atmospheric or climatic conditions or inherent
vice |
|
4.
|
Mechanical, electrical
or electronic breakdown or derangement unless there is external evidence
of the breakdown or derangment having been directly caused by an insured
risk |
|
5.
|
Loss or damage
to any living pot plant |
|
6.
|
Loss or damage
for any jewellery, money, personal items and papers, documents or
stones considered to be valuable |
|
7.
|
Damage or loss
to any carton not packed or unpacked by D.L. Thomas or their appointed
representative or agent |
|
8.
|
Loss, damage
or spoilage of animals, pets, foods and drinks, all perishables, motor
vehicles, boats and trailers, unless specified in the insurane proposal |
|
9.
|
Damage or loss
to any artwork, precision equipment, collection of coins and stamps,
antiques, curios, and containers of precious metals, unless directly
specified on the declaration proposal |
|
10.
|
Damage caused
by deterioration, decay, mould and mildew, infestation of oxidation |
|
11.
|
Items that are
inherently frail and susceptible to damage when moved any wear and
tear, depreciation or any inherent vice on insured furniture and effects |
|
12.
|
Any loss or damage,
which includes loss of profits, markets or any property use which
may consequent to any submitted claim |
|
13.
|
Exclusion of
damage or loss caused by armed conflicts, nuclear fusion and or fission |
|
|
